Terms and Conditions

Banco Bolivariano 2019 Promotion




 The Sponsor of the Sweepstakes is Continental Exchange Solutions, Inc. doing business as Ria Financial Services and AFEX Money Express (the “Sponsor” and/or “Ria”).  The Sweepstakes begins at 12:00 am on May 1, 2019 (all times Pacific Standard Time) and ends at 11:59 pm on July 31, 2019 (the "Sweepstakes Period").



This Sweepstakes is open to legal residents of the United States, District of Columbia and Puerto Rico excluding residents of Rhode Island and where otherwise prohibited by law.  Entrants must be of the age of majority in their state of residence at the time of entry.   Employees, representatives or agents of the Sponsor (including, without limitation, of all Sponsor’s agents), or any of their affiliates, subsidiaries, parent or related companies, advertising or promotional agencies, employees of any prize supplier and members of the immediate family or household of any of the above persons are not eligible to enter the Sweepstakes.



No purchase necessary to enter or win.   A purchase will not increase your chances of winning.  You may enter the Sweepstakes two ways: (1) By completing a money transfer transaction at an eligible Ria agent location, during the Sweepstakes Period where the destination country of such money transfer is: Ecuador, and the payout correspondent is Banco Bolivariano. (2). By mail: To enter by mail, without purchase or obligation, send a letter by mail with your name, address, birth date and telephone number, legibly hand-printed or typed, to 7001 Village Dr., Ste. 200, Buena Park, CA 90621, Attention: Marketing/Banco Bolivariano 2019 Promotion.  Limit one entry per household. All letter entries must be postmarked by July 31, 2019.

By participating in this Sweepstakes, entrants agree to comply with and to be bound by these Official Sweepstakes Rules.  If your entry is incomplete, then your entry will be void.


Prize structure and delivery is outlined below. Prizes will be drawn at random on the following dates: June 4, 2019 (“Prize drawing 1”); July 2, 2019 (“Prize drawing 2”) and August 5, 2019 (“Prize drawing 3”)

There are a total of Six (6) prizes. Total combined prizes equals $2,300 USD.

  • Prize drawing 1: 2 Motorola Moto Z3 Play 64GB Unlocked Smartphone ($400)
  • Prize drawing 2 :2 Samsung Galaxy S7 Edge G935F 32GB Unlocked GSM LTE ($400)
  • Prize drawing 3: 2 Samsung Galaxy J8 - 64GB GSM Unlocked - Dual-SIM Phone w/ Dual 16MP Camera ($350)

Prizes must be accepted as described in these Sweepstakes Rules and cannot be transferred, assigned, changed or substituted for another prize, except as expressly provided for in these Official Sweepstakes Rules.  All costs in claiming or using any Prize not specified in the Prize description are the sole responsibility of the winner. The Sponsor reserves the right to substitute a prize of equal or greater value for any Prize or part thereof, in the event of unavailability, or for any other reason. The Sponsor also reserves the right to cancel distribution of a Prize if no eligible winner can be found to take possession of the prize after a minimum of 2 attempts by the Sponsor.

All federal, state and local taxes related to the Prize are the sole responsibility of the winner.  Internal Revenue Service rules require that an IRS Form 1099 be provided to all winners receiving a Prize valued at $600.00 or more.

The odds of winning a Prize depend upon the number of eligible entries received during the Sweepstakes Period.



Jilguero Multiservice Corporation            

206 Irving Ave. Brooklyn. NY 11237

Constelacion Musical Latina Llc                  

231 Ferry St. Newark. NJ 07105

J And C Travel Espress                                   

220 Grand Ave. New Haven. CT 06213

Mitad del Mundo Express Inc                     

108 North Main st. East Hampton. NY 11937

Variedades America                                       

16 Main St. Danbury. CT 06810

Atlantic Cargo Inc                                            

9311 37th Ave. Jackson Heights. NY 11372

Latin Express Corporation                           

32 Park Place. East Hampton. NY 11937

E & G Variedades LLC                                     

394 Bloomfield Ave. Newark. NJ 07107

Austro Financial Services (New York) Inc

8008 Roosevelt Ave, Jackson Heights. NY 11372

Cargo Express And Variety LLC                   

5 Main st. Danbury. CT 06810

Amigo Express And Varieties Llc                

95 Main St. Danbury. CT 06810

Ecuador Express                                              

104 Anderson St. Hackensack. NJ 07601

Planeta Musical Inc                                        

139 1/2 Ferry St. Newark. NJ 07105

E&G Multiservice Limited Liability Company        

346 Bloomfield Ave. Newark. NJ 07107

Super Latin Store L.L.C.                                                 

30 Wilson Ave. Newark. NJ 07105


Ria Stores:

4723 Bergenline Avenue, Union City, NJ 07087

8429 Roosevelt Ave, Jackson Heights, NY 11372

7913 37th Ave., Jackson Heights, NY 11372

37-16 103RD Street, Corona, NY 11368

3890 Broadway, New York, NY 10032

417 S Broadway, Yonkers, NY 10705

149-10 Jamaica Ave, Jamaica, NY 11435



Entries will only be accepted during the Sweepstakes Period.  Potential winners will be selected through random draws from among all eligible entries received by the close of the corresponding Drawing periods as outlined in Section “HOW TO PARTICIPATE”; Drawings will be held at Sponsor’s offices in Buena Park, California.

Each potential winner will be contacted by telephone within three (3) business days following the drawing.  If the selected potential winner does not contact Sponsor to claim his or her Prize within three (3) days of receiving notice of the selection or the Sponsor is unable to make contact with the selected potential winner within three (3) business days of the selection date, another potential winner will be selected in accordance with these Official Sweepstakes Rules.

In addition, prior to being declared an official Winner, each selected potential winner must complete and sign a Declaration and Release (a “Release”).  The selected potential winner will have seven (7) days to return the signed Release to the address identified.  If a selected potential winner does not return the signed Release within seven (7) days, that potential winner will be declared ineligible and another potential winner will be selected in accordance with these Official Sweepstakes Rules.  In the Release, each selected potential winner will confirm his/her eligibility for the Sweepstakes, his/her compliance with these Official Sweepstakes Rules and agreement to be bound by these Official Sweepstakes Rules.  Further, the Release will provide that each selected potential winner releases the Sponsor, all Ria agents, their affiliates, respective advertising and promotional agencies, and any independent contest administrator and each of their respective directors, officers, employees and assigns (the “Releasees”) from any and all liability in connection with this Sweepstakes or any Prize awarded. The Release shall state that by accepting the Prize, the Winner will hold all of the Releasees harmless from and against any and all claims and liability arising out of or in any way connected with the operation of this Sweepstakes and use of any Prize.  Each Winner assumes all liability for any injury, damage or loss of any kind caused, or claimed to be caused, by participation in this Sweepstakes or by the use or redemption of any Prize.


Subject to Sponsor’s receipt of the signed Release from each such respective Winner and subject to the terms of these Official Sweepstakes Rules, Sponsor will commence distribution of Prizes no later than August 30, 2019.



All entries become the property of the Sponsor and none shall be returned.  No communication will be entered into except with selected potential winners.  Each entry involved provides the entrant’s personal information to the Sponsor.  By entering this Sweepstakes, all entrants consent to their personal information being collected, used and disclosed as the Sponsor deems necessary to administer the Sweepstakes.  Each entrant agrees that if selected as a Winner, the Sponsor and the applicable prize supplier may use his/her personal information (including name, address, and/or telephone number) to administer the Sweepstakes and deliver the Prize.  Further, in the Release, each Winner shall agree to the use of his/her name, address (city and state only), photo and/or image on video, in print, and/or on the Internet for publicity or informational purposes relating to this Sweepstakes and other  advertising or promotional purposes of the Sponsor, without further notice or compensation.



The Sponsor reserves the right to make all decisions relating to the administration of the Sweepstakes; all such decisions are final and not subject to appeal,  In the event that the Sweepstakes is not capable of running as planned for any reason, including tampering, unauthorized intervention, fraud, technical failures, errors in programming, printing, distribution or production errors or any other errors or other causes of any nature whatsoever beyond the reasonable control of the Sponsor and/or their agencies which affect the administration, security, integrity or conduct of this Sweepstakes, the Sponsor reserve the right to amend, terminate or suspend the Sweepstakes, in whole or in part, or modify it in any way, at the Sponsor's sole discretion, without advance notice.


The Sponsor reserves the right to disqualify any individual that they deem, in their sole discretion, to be tampering with the entry process or the operation of the Sweepstakes, to be disqualified or ineligible to enter the Sweepstakes, or to be acting in violation of these Sweepstakes Rules.  The Sponsor reserves the right to seek any available legal remedy in connection with any attempt to deliberately undermine the legitimate operation of this Sweepstakes.



To request confirmation of the name and address (city and state) of the Winners, please send a self-addressed stamped envelope by August 30, 2019 to 7001 Village Drive, Ste. 200, Buena Park, CA 90621, Attention: Marketing/Banco Bolivariano 2019 Promotion Winners List.



By participating in this Sweepstakes, entrants agree to comply with and to be bound by these Official Sweepstakes Rules, and with the decisions of the Sponsor and its agents, which are irrevocable and shall be legally binding in all instances.  For a copy of these Official Sweepstakes Rules, print them from https://us.riafinancial.com/es/legal/terms-and-conditions or send a self-addressed stamped envelope to 7001 Village Drive, Ste. 200, Buena Park, CA 90621, Attention: Marketing/Banco Bolivariano 2019 Promotion.

Sponsor, agents and representatives of Sponsor, its parent companies, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and legal advisors shall not be responsible for and shall not be liable for: (a) late, lost, delayed, damaged, misdirected, incomplete, illegible, unintelligible, or postage-due entries; (b) telephone, electronic, hardware or software program, network, Internet, or computer malfunctions, failures, or difficulties of any kind; (c) failed, incomplete, distorted, corrupted, or delayed computer transmissions; (d) any condition caused by events beyond the reasonable control of the Sponsor that disrupts or effects the administration, security, integrity or conduct of this Sweepstakes; (e) any injuries, losses, or damages of any kind arising in connection with or as a result of the Prize, or acceptance, possession, or use of the Prize (which is also subject to the terms of the Release), or from participation in the Sweepstakes; or (f) any printing or typographical errors in any materials associated with the Sweepstakes.

By entering this Sweepstakes, entrants expressly acknowledge that these Official Sweepstakes Rules have been prepared in the English language.  Any version of these Official Sweepstakes Rules in any other language has been provided for reference only.  In the event of a dispute, the English language version of these Official Sweepstakes Rules shall govern.

This Sweepstakes and these Official Sweepstakes Rules shall be exclusively governed by and construed in accordance with the laws of the State of California. Any dispute arising hereunder shall be adjudicated solely in the applicable court in the County of Orange, State of California.

This Sweepstakes is subject to all applicable federal, state and municipal laws and regulations. Void where prohibited